WHO YOU ARE

The services of SAGORA Lease & Risk Management have been thought and developed for institutions of various natures. SAGORA is currently acting in the Benelux, France and Italy while also advising European bodies.

Banks and financial institutions:

The rich experience of “SAGORA Lease & Risk Management” network in applying risk management framework will make possible for your institution to develop and implement models and practical structure perfectly adapted to your risk environment and that fit with the EU Capital Requirement Directive and Basel II.

Leasing companies:

Some members of SAGORA are experts in lease financing. They contributed to a more suitable regulatory framework for the leasing industry regarding the implementation of Basel II accords in the EU. Perfectly aware of the implications of the new regulation, they will be able to keenly support your companies by modelling specification and validation based on lease financing specificities. Furthermore, an adapted management of the credit risk mitigation techniques and residual value risk will make possible for your companies the optimization of internal performance.

Federations:

Services provided to federations focus both on consultancy and on a pro-active risk management training of its members. We also facilitate debates within federations by carrying out studies for the members that are willing to share their resources to enrich their common knowledge (e.g. LGD study with pooled data).  Moreover, SAGORA gives the opportunity to non-EU federations to share the European experience in terms of lobby and Basel II implementation.  Indeed, in the EU framework, the prescribed regulatory capital is much more in line with economic capital than it is in the Basel II Accord.